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Chase · credit
Last updated
Welcome offer — Offer varies — typically a $100+ Amazon gift card on approval Estimated by source
Apply on Chase's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
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What this card delivers across six value dimensions (0–100, normalized).
| 5× | Amazon, Whole Foods, Amazon Fresh & Chase Travel (with Prime) Inferred by source |
|---|---|
| 2× | Gas stations, restaurants & local transit Inferred by source |
| 1× | Everything else Inferred by source |
No lounge access.
| Requires Amazon Prime | The 5% rate needs an active Prime membership ($139/yr or $14.99/mo) Inferred by source |
|---|
| Baggage | Baggage delay + lost luggage protection Estimated by source |
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Using Amazon Prime Visa at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $10 or 5% of each transaction, whichever is greater Inferred by source |
|---|---|
| Cash advance APR | 29.99% variable Inferred by source |
| Foreign ATM | Cash advance with no foreign transaction fee — but the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Prime Visa has no annual fee.
The Prime Visa earns Redeem 1:1 for Amazon purchases, cash back, gift cards or Chase Travel.
No — the Prime Visa does not include airport lounge access.
No — the Prime Visa has no foreign transaction fee, so it's a good card to use abroad.
Offer varies — typically a $100+ Amazon gift card on approval. Welcome offers change frequently — confirm the current one on the issuer's page before applying.