American Express · credit
Last updated
Welcome offer — $200 statement credit after $2,000 spend in 6 months Inferred by source
Intro APR — 0% on purchases for 15 months, then the variable APR Inferred by source
Apply on American Express's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
Personalize this for you add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 3× | US supermarkets — Up to $6,000/year, then 1% Inferred by source |
|---|---|
| 3× | US online retail — Up to $6,000/year, then 1% Inferred by source |
| 3× | US gas stations — Up to $6,000/year, then 1% Inferred by source |
| 1× | Everything else Inferred by source |
No lounge access.
| Purchase protection | Up to $1,000 per covered purchase, $50,000/calendar year; covers theft and accidental damage for 90 days from purchase Verified by source |
|---|---|
| Rental car CDW | Secondary coverage up to $50,000 for loss or damage to rental vehicle; max 30 consecutive days; excludes Australia, Italy, New Zealand Verified by source |
Using Blue Cash Everyday at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $10 or 5% of each advance, whichever is greater Inferred by source |
|---|---|
| Cash advance APR | 29.99% variable Inferred by source |
| Foreign ATM | Cash advance plus the 2.7% foreign transaction fee — and the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. †First-year net adds the one-time sign-up bonus (counts once, not recurring). Personalize it
The Blue Cash Everyday® Card from American Express has no annual fee.
The Blue Cash Everyday® Card from American Express earns 3% US supermarkets, US online retail & US gas (each up to $6,000/yr, then 1%), 1% else.
No — the Blue Cash Everyday® Card from American Express does not include airport lounge access.
Yes — the Blue Cash Everyday® Card from American Express charges a 2.7% foreign transaction fee.
$200 statement credit after $2,000 spend in 6 months. Welcome offers change frequently — confirm the current one on the issuer's page before applying.
The Blue Cash Everyday® Card from American Express has a purchase APR of 19.49%–28.49% variable. Intro offer: 0% on purchases for 15 months, then the variable APR.