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Bank of America · credit
Last updated
Typically needs good credit (guideline, not a guarantee)
Welcome offer — $200 online cash rewards bonus after $1,000 spend in 90 days Verified by source
Apply on Bank of America's siteOfficial issuer page (not an affiliate link yet) · how we earn
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What this card delivers across six value dimensions (0–100, normalized).
| 1.5× | All purchases (1.5%; 25–75% more with Preferred Rewards) Verified by source |
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No lounge access.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Bank of America® Unlimited Cash Rewards has no annual fee.
The Bank of America® Unlimited Cash Rewards earns 1.5% on all purchases (up to 2.62% with Preferred Rewards).
No — the Bank of America® Unlimited Cash Rewards does not include airport lounge access.
Yes — the Bank of America® Unlimited Cash Rewards charges a 3% foreign transaction fee.
$200 online cash rewards bonus after $1,000 spend in 90 days. Welcome offers change frequently — confirm the current one on the issuer's page before applying.