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Citi · credit
Last updated
Welcome offer — No traditional welcome bonus Inferred by source
Apply on Citi's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
Personalize this for you add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 4× | Gas & EV charging (5% at Costco gas) — Up to $7,000/year combined, then 1% Inferred by source |
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| 3× | Restaurants & eligible travel (incl. Costco Travel) Inferred by source |
| 2× | Costco & Costco.com purchases Inferred by source |
| 1× | Everything else Inferred by source |
No lounge access.
| Requires Costco membership | The card doubles as your Costco membership ID; cash back redeems at Costco Inferred by source |
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| Rental car CDW | Auto rental collision damage waiver Estimated by source |
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Using Costco Anywhere Visa at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $10 or 5% of each cash advance, whichever is greater Inferred by source |
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| Cash advance APR | 29.99% variable Inferred by source |
| Foreign ATM | Cash advance with no foreign transaction fee — but the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Costco Anywhere Visa® Card by Citi has no annual fee.
The Costco Anywhere Visa® Card by Citi earns Annual reward certificate, redeemable for cash or merchandise at U.S. Costco.
No — the Costco Anywhere Visa® Card by Citi does not include airport lounge access.
No — the Costco Anywhere Visa® Card by Citi has no foreign transaction fee, so it's a good card to use abroad.
No traditional welcome bonus. Welcome offers change frequently — confirm the current one on the issuer's page before applying.