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American Express · credit
Last updated
Typically needs excellent credit (guideline, not a guarantee)
Is the Delta Platinum Business worth keeping when the fee hits? →
Welcome offer — Offer varies — typically a large SkyMiles bonus after a spend threshold Estimated by source
Portal caveat — Amex Travel averages ~10.32% above booking direct; portal redemptions are worth less than the headline rate.
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What this card delivers across six value dimensions (0–100, normalized).
| 3× | Delta purchases & hotels (booked direct) Inferred by source |
|---|---|
| 1.5× | Transit, US shipping & purchases $5k+ (to $100k/yr) Inferred by source |
| 1× | Everything else Inferred by source |
| Delta Stays credit | $200/yr · annual Inferred by source |
|---|
No lounge access.
| Companion Certificate | Annual Main Cabin round-trip certificate (US, Caribbean, Central America) Inferred by source |
|---|---|
| Free first checked bag | For you and companions on the same reservation on Delta flights Inferred by source |
| Baggage | Baggage insurance plan Estimated by source |
|---|
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Delta SkyMiles® Platinum Business American Express Card has a $350 annual fee.
Using its non-spend-gated credits fully, the Delta SkyMiles® Platinum Business American Express Card returns about $200 in value against its $350 annual fee — a net of −$150 per year. It only makes sense if you value its perks beyond the listed credits.
The Delta SkyMiles® Platinum Business American Express Card earns 3x on delta purchases & hotels (booked direct), 1.5x on transit, us shipping & purchases $5k+ (to $100k/yr), 1x on everything else.
No — the Delta SkyMiles® Platinum Business American Express Card does not include airport lounge access.
No — the Delta SkyMiles® Platinum Business American Express Card has no foreign transaction fee, so it's a good card to use abroad.
Offer varies — typically a large SkyMiles bonus after a spend threshold. Welcome offers change frequently — confirm the current one on the issuer's page before applying.