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American Express · credit
Last updated
Welcome offer — 10,000 bonus miles after $1,000 spend in 6 months (offer cycles) Verified by source
Portal caveat — Amex Travel averages ~10.32% above booking direct; portal redemptions are worth less than the headline rate.
Apply on American Express's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
Personalize this for you add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 2× | Delta purchases (booked direct with Delta) Verified by source |
|---|---|
| 2× | Restaurants worldwide + U.S. takeout & delivery Verified by source |
| 1× | All other eligible purchases Verified by source |
| Take Off 15 — 15% fewer miles on Delta award flights | $0/yr · one-time Verified by source |
|---|---|
| 20% back on eligible in-flight purchases | $0/yr · one-time Verified by source |
Which of these will you actually use?
Pre-checked = a typical cardholder captures it. Uncheck the ones you won't.
No lounge access.
Using Delta Blue at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $10 or 5% of each advance, whichever is greater Inferred by source |
|---|---|
| Cash advance APR | 29.99% variable Inferred by source |
| Foreign ATM | Cash advance with no foreign transaction fee — but the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Delta SkyMiles® Blue American Express Card has no annual fee.
The Delta SkyMiles® Blue American Express Card earns 2x on delta purchases (booked direct with delta), 2x on restaurants worldwide + u.s. takeout & delivery, 1x on all other eligible purchases.
No — the Delta SkyMiles® Blue American Express Card does not include airport lounge access.
No — the Delta SkyMiles® Blue American Express Card has no foreign transaction fee, so it's a good card to use abroad.
10,000 bonus miles after $1,000 spend in 6 months (offer cycles). Welcome offers change frequently — confirm the current one on the issuer's page before applying.