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Discover · credit
Last updated
Typically needs fair credit (guideline, not a guarantee)
Welcome offer — Cashback Match — Discover matches all cash back earned in your first year Verified by source
Intro APR — 0% on purchases & balance transfers for 15 months, then the variable APR Inferred by source
Apply on Discover's siteOfficial issuer page (not an affiliate link yet) · how we earn
Personalize this for you → add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 5× | Rotating quarterly categories (activate) — Up to a quarterly cap, then 1% Verified by source |
|---|---|
| 1× | Everything else Verified by source |
No lounge access.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Discover it® Cash Back has no annual fee.
The Discover it® Cash Back earns 5% on rotating quarterly categories (activate, up to a quarterly cap), 1% on everything else.
No — the Discover it® Cash Back does not include airport lounge access.
No — the Discover it® Cash Back has no foreign transaction fee, so it's a good card to use abroad.
Cashback Match — Discover matches all cash back earned in your first year. Welcome offers change frequently — confirm the current one on the issuer's page before applying.
The Discover it® Cash Back has a purchase APR of 17.49%–26.49% variable. Intro offer: 0% on purchases & balance transfers for 15 months, then the variable APR.