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Discover · credit
Last updated
Welcome offer — Unlimited first-year Mile-for-Mile match on all miles earned Verified by source
Apply on Discover's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
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What this card delivers across six value dimensions (0–100, normalized).
| 1.5× | Every purchase Verified by source |
|---|
No lounge access.
Using Discover it Miles at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $10 or 5% of each cash advance, whichever is greater (no current first-fee waiver) Inferred by source |
|---|---|
| Cash advance APR | 28.49% variable; interest accrues immediately, no grace period Inferred by source |
| Foreign ATM | Cash advance with no foreign transaction fee — but the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Discover it® Miles has no annual fee.
The Discover it® Miles earns 1.5x on every purchase.
No — the Discover it® Miles does not include airport lounge access.
No — the Discover it® Miles has no foreign transaction fee, so it's a good card to use abroad.
Unlimited first-year Mile-for-Mile match on all miles earned. Welcome offers change frequently — confirm the current one on the issuer's page before applying.