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Fidelity · credit
Last updated
Apply on Fidelity's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
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What this card delivers across six value dimensions (0–100, normalized).
| 2× | Every purchase Verified by source |
|---|
No lounge access.
| Rental car CDW | Auto rental collision damage waiver (secondary) Inferred by source |
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Using Fidelity Rewards Visa at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $5 or 3% of the amount of each cash advance, whichever is greater Inferred by source |
|---|---|
| Cash advance APR | 25.99% variable; no grace period (issued by Elan/U.S. Bank) Inferred by source |
| Foreign ATM | Cash advance with no foreign transaction fee — but the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Fidelity® Rewards Visa Signature® has no annual fee.
The Fidelity® Rewards Visa Signature® earns 2% on everything (deposited to a Fidelity account).
No — the Fidelity® Rewards Visa Signature® does not include airport lounge access.
No — the Fidelity® Rewards Visa Signature® has no foreign transaction fee, so it's a good card to use abroad.