Chase · credit
Last updated
Typically needs good credit (guideline, not a guarantee)
Welcome offer — Extra 1.5% back on up to $20,000 spend in the first year Inferred by source
Intro APR — 0% on purchases & balance transfers for 15 months, then the variable APR Inferred by source
Apply on Chase's siteOfficial issuer page (not an affiliate link yet) · how we earn
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What this card delivers across six value dimensions (0–100, normalized).
| 5× | Travel via Chase Travel Inferred by source |
|---|---|
| 3× | Dining & drugstores Inferred by source |
| 1.5× | Everything else Inferred by source |
No lounge access.
| Rental car CDW | Secondary theft/damage coverage Inferred by source |
|---|---|
| Trip cancellation | Up to $1,500/traveler, $6,000/trip for prepaid non-refundable fares Verified by source |
| Purchase protection | Up to $500/item against damage or theft for 120 days from purchase (90 days for NY residents); $50,000/account Verified by source |
| Extended warranty | Extends manufacturer's warranty by 1 additional year on warranties of 3 years or less; up to $10,000/item, $50,000/account Inferred by source |
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Chase Freedom Unlimited® has no annual fee.
The Chase Freedom Unlimited® earns 5% travel via Chase Travel, 3% dining & drugstores, 1.5% everything else.
No — the Chase Freedom Unlimited® does not include airport lounge access.
Yes — the Chase Freedom Unlimited® charges a 3% foreign transaction fee.
Extra 1.5% back on up to $20,000 spend in the first year. Welcome offers change frequently — confirm the current one on the issuer's page before applying.
The Chase Freedom Unlimited® has a purchase APR of 18.24%–27.74% variable. Intro offer: 0% on purchases & balance transfers for 15 months, then the variable APR.