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Barclays · credit
Last updated
Is the Frontier Mastercard worth keeping when the fee hits?
Welcome offer — 50,000 miles after $500 spend + paying the annual fee in 90 days (offer cycles) Inferred by source
Apply on Barclays's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
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What this card delivers across six value dimensions (0–100, normalized).
| 5× | Frontier purchases Verified by source |
|---|---|
| 3× | Restaurants Verified by source |
| 1× | Everything else Verified by source |
| Two free checked bags (Frontier flights) | $140/yr · annual Inferred by source |
|---|
No lounge access.
Using Frontier Mastercard at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $10 or 5% of the amount of each cash advance, whichever is greater Verified by source |
|---|---|
| Cash advance APR | 29.99% variable (Prime plus 21.99%, capped at 29.99%); no grace period Inferred by source |
| Foreign ATM | Cash advance with no foreign transaction fee — but the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Frontier Airlines World Mastercard® has a $99 annual fee.
Using its non-spend-gated credits fully, the Frontier Airlines World Mastercard® returns about $140 in value against its $99 annual fee — a net of +$41 per year. It can pay for itself if you actually use the credits.
The Frontier Airlines World Mastercard® earns 5x on frontier purchases, 3x on restaurants, 1x on everything else.
No — the Frontier Airlines World Mastercard® does not include airport lounge access.
No — the Frontier Airlines World Mastercard® has no foreign transaction fee, so it's a good card to use abroad.
50,000 miles after $500 spend + paying the annual fee in 90 days (offer cycles). Welcome offers change frequently — confirm the current one on the issuer's page before applying.