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Chase · credit
Last updated
Typically needs good credit (guideline, not a guarantee)
Is the World of Hyatt worth keeping when the fee hits? →
Welcome offer — 30,000 Bonus Points after $3,000 spend in 3 months (offer varies) Inferred by source
Portal caveat — Chase Travel averages ~5.94% above booking direct; portal redemptions are worth less than the headline rate.
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What this card delivers across six value dimensions (0–100, normalized).
| 4× | Hyatt hotels Inferred by source |
|---|---|
| 2× | Dining, flights, local transit, fitness clubs Inferred by source |
| 1× | Everything else Inferred by source |
No lounge access.
| Annual free night (Category 1–4) | One free night each year after your cardmember anniversary; a second after $15,000 annual spend Inferred by source |
|---|---|
| World of Hyatt Discoverist status | Complimentary status while you hold the card; +5 tier-qualifying nights/yr Inferred by source |
| Rental car CDW | Secondary theft/damage coverage Inferred by source |
|---|---|
| Baggage | Up to $3,000 per passenger Inferred by source |
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The World of Hyatt Credit Card has a $95 annual fee.
Using its non-spend-gated credits fully, the World of Hyatt Credit Card returns about $0 in value against its $95 annual fee — a net of −$95 per year. It only makes sense if you value its perks beyond the listed credits.
The World of Hyatt Credit Card earns 4x on hyatt hotels, 2x on dining, flights, local transit, fitness clubs, 1x on everything else.
No — the World of Hyatt Credit Card does not include airport lounge access.
No — the World of Hyatt Credit Card has no foreign transaction fee, so it's a good card to use abroad.
30,000 Bonus Points after $3,000 spend in 3 months (offer varies). Welcome offers change frequently — confirm the current one on the issuer's page before applying.