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Chase · creditBusiness
Last updated
Welcome offer — $750 bonus cash back after $6,000 spend in 6 months Inferred by source
Apply on Chase's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
Personalize this for you add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 1.5× | Every purchase Inferred by source |
|---|
No lounge access.
| Rental car CDW | Primary CDW on business rentals (secondary for personal), up to $60,000 (MSRP ≤$125k) Verified by source |
|---|---|
| Purchase protection | Up to $10,000/claim, $50,000/account/year; 120 days from purchase (90 days for NY) Verified by source |
| Extended warranty | Extends manufacturer's warranty by 1 additional year on warranties of 3 years or less Inferred by source |
| Baggage | Delay $100/day up to 5 days (6+ hr delay); lost luggage up to $3,000/passenger Verified by source |
| Travel accident | Up to $500,000 accidental death and dismemberment on common carrier Inferred by source |
| Roadside assistance | 24/7 Roadside Dispatch pay-per-use ($69.95/call billed to card) Inferred by source |
Using Ink Business Unlimited at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $10 or 5% of each transaction, whichever is greater Inferred by source |
|---|---|
| Cash advance APR | 29.99% variable Inferred by source |
| Foreign ATM | Cash advance plus the 3% foreign transaction fee — and the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Ink Business Unlimited® Credit Card has no annual fee.
The Ink Business Unlimited® Credit Card earns Flat 1.5% cash back on every purchase.
No — the Ink Business Unlimited® Credit Card does not include airport lounge access.
Yes — the Ink Business Unlimited® Credit Card charges a 3% foreign transaction fee.
$750 bonus cash back after $6,000 spend in 6 months. Welcome offers change frequently — confirm the current one on the issuer's page before applying.