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American Express · chargeUK
Last updated
Typically needs excellent credit (guideline, not a guarantee)
Is the Amex Platinum (UK) worth keeping when the fee hits? →
Portal caveat — Amex Travel averages ~10.32% above booking direct; portal redemptions are worth less than the headline rate.
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What this card delivers across six value dimensions (0–100, normalized).
| 1× | Eligible spend (1 point per £1) Inferred by source |
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Heads up: Priority Pass isn't automatic — the card makes you eligible, but you must enroll and activate your Priority Pass membership through your card's benefits portal first. Without that step you won't get in, even with the card.
| Fine Hotels & Resorts | Upgrades, breakfast and property credit on eligible stays Inferred by source |
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| Trip cancellation | Comprehensive travel insurance Inferred by source |
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*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The The Platinum Card® (UK) has a £650 annual fee.
Using its non-spend-gated credits fully, the The Platinum Card® (UK) returns about £0 in value against its £650 annual fee — a net of −£650 per year. It only makes sense if you value its perks beyond the listed credits.
The The Platinum Card® (UK) earns 1x on eligible spend (1 point per £1).
Yes. The The Platinum Card® (UK) grants access to Centurion, Priority Pass.
No — the The Platinum Card® (UK) has no foreign transaction fee, so it's a good card to use abroad.