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RBC · creditCA
Last updated
Is the RBC Avion Visa Infinite worth keeping when the fee hits?
Welcome offer — Up to 70,000 Avion points (offer varies; check current promotion) Inferred by source
Apply on RBC's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
Personalize this for you add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 1.25× | Eligible travel purchases Inferred by source |
|---|---|
| 1× | Everything else Inferred by source |
RBC Avion Rewards points transfer to these loyalty programs. Smaller partner list than the big flexible currencies; also redeemable as Avion Rewards travel. Inferred by source
| Airlines (4) | |
|---|---|
| Hotels (0) |
No lounge access.
| Trip cancellation | Trip cancellation / interruption insurance Inferred by source |
|---|---|
| Baggage | Delayed/lost baggage insurance Inferred by source |
| Rental car CDW | Auto rental collision/loss damage insurance Inferred by source |
Using RBC Avion Visa Infinite at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | $3.50 per cash advance in Canada, $5.00 outside Canada Verified by source |
|---|---|
| Cash advance APR | 22.99% on cash advances (21.99% in Quebec), interest from day one Verified by source |
| Foreign ATM | Cash advance plus the 2.5% foreign transaction fee — and the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The RBC® Avion Visa Infinite has a CA$120 annual fee.
Using its non-spend-gated credits fully, the RBC® Avion Visa Infinite returns about CA$0 in value against its CA$120 annual fee — a net of −CA$120 per year. It only makes sense if you value its perks beyond the listed credits.
The RBC® Avion Visa Infinite earns 1.25x on eligible travel purchases, 1x on everything else.
No — the RBC® Avion Visa Infinite does not include airport lounge access.
Yes — the RBC® Avion Visa Infinite charges a 2.5% foreign transaction fee.
Up to 70,000 Avion points (offer varies; check current promotion). Welcome offers change frequently — confirm the current one on the issuer's page before applying.