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Robinhood · credit
Last updated
Apply on Robinhood's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
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What this card delivers across six value dimensions (0–100, normalized).
| 5× | Robinhood travel portal Verified by source |
|---|---|
| 3× | Everything else Verified by source |
No lounge access.
| Rental car CDW | Auto rental CDW — primary international, secondary domestic Inferred by source |
|---|---|
| Trip cancellation | Narrow trip cancellation (illness/death or carrier insolvency, ~$2,000/person) Inferred by source |
Using Robinhood Gold at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $10 or 5% of the amount of each transaction, whichever is greater Verified by source |
|---|---|
| Cash advance APR | 29.99% variable; interest accrues from the transaction date Verified by source |
| Foreign ATM | Cash advance with no foreign transaction fee — but the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Robinhood Gold Card has no annual fee.
The Robinhood Gold Card earns 5x on robinhood travel portal, 3x on everything else.
No — the Robinhood Gold Card does not include airport lounge access.
No — the Robinhood Gold Card has no foreign transaction fee, so it's a good card to use abroad.