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Chase · credit
Last updated
Is the Southwest Priority worth keeping when the fee hits?
Welcome offer — 50,000 points after $1,000 spend in 3 months (offer varies) Inferred by source
Portal caveat — Chase Travel averages ~5.94% above booking direct; portal redemptions are worth less than the headline rate.
Apply on Chase's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
Personalize this for you add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 3× | Southwest purchases Inferred by source |
|---|---|
| 2× | Local transit, commuting, internet, cable, phone & select streaming Inferred by source |
| 1× | Everything else Inferred by source |
| Southwest travel credit | $75/yr · annual Inferred by source |
|---|
No lounge access.
| anniversary bonus | 7,500 Rapid Rewards points each cardmember anniversary (~$100/yr) Inferred by source |
|---|---|
| priority boarding | 4 Upgraded Boardings per year when available (positions A1–A15) Inferred by source |
| companion pass | 10,000 Companion Pass qualifying points each year (toward earning the Companion Pass) Inferred by source |
| Baggage | Up to $3,000 per passenger Inferred by source |
|---|
Using Southwest Priority at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $10 or 5% of each transaction, whichever is greater Inferred by source |
|---|---|
| Cash advance APR | 29.99% variable Inferred by source |
| Foreign ATM | Cash advance with no foreign transaction fee — but the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. †First-year net adds the one-time sign-up bonus (counts once, not recurring). Personalize it
The Southwest Rapid Rewards® Priority Credit Card has a $229 annual fee.
Using its non-spend-gated credits fully, the Southwest Rapid Rewards® Priority Credit Card returns about $75 in value against its $229 annual fee — a net of −$154 per year. It only makes sense if you value its perks beyond the listed credits.
The Southwest Rapid Rewards® Priority Credit Card earns 3x on southwest purchases, 2x on local transit, commuting, internet, cable, phone & select streaming, 1x on everything else.
No — the Southwest Rapid Rewards® Priority Credit Card does not include airport lounge access.
No — the Southwest Rapid Rewards® Priority Credit Card has no foreign transaction fee, so it's a good card to use abroad.
50,000 points after $1,000 spend in 3 months (offer varies). Welcome offers change frequently — confirm the current one on the issuer's page before applying.