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Chase · credit
Last updated
Typically needs excellent credit (guideline, not a guarantee)
Is the Southwest Performance Biz worth keeping when the fee hits? →
Welcome offer — 80,000 points after $5,000 spend in first 3 months (offer cycles) Verified by source
Portal caveat — Chase Travel averages ~5.94% above booking direct; portal redemptions are worth less than the headline rate.
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What this card delivers across six value dimensions (0–100, normalized).
| 4× | Southwest Airlines purchases Verified by source |
|---|---|
| 2× | Hotels booked directly with the hotel Verified by source |
| 2× | Restaurants Verified by source |
| 2× | Gas stations Verified by source |
| 2× | Local transit & rideshare Verified by source |
| 1× | All other purchases Verified by source |
| 9,000 anniversary bonus points | $117/yr · annual Verified by source |
|---|---|
| Global Entry / TSA PreCheck / NEXUS credit | $30/yr · annual Verified by source |
| In-flight Wi-Fi credits | $0/yr · one-time Verified by source |
| Free first checked bag | $0/yr · one-time Verified by source |
| 10,000 Companion Pass qualifying points/yr | $0/yr · annual Verified by source |
Which of these will you actually use?
Pre-checked = a typical cardholder captures it. Uncheck the ones you won't.
No lounge access.
| Baggage | Baggage delay + lost luggage reimbursement (up to $3,000/passenger) Inferred by source |
|---|---|
| Travel accident | Travel accident insurance Inferred by source |
| Rental car CDW | Auto rental collision damage waiver (secondary) Inferred by source |
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Southwest® Rapid Rewards® Performance Business Credit Card has a $299 annual fee.
Using its non-spend-gated credits fully, the Southwest® Rapid Rewards® Performance Business Credit Card returns about $147 in value against its $299 annual fee — a net of −$152 per year. It only makes sense if you value its perks beyond the listed credits.
The Southwest® Rapid Rewards® Performance Business Credit Card earns 4x on southwest airlines purchases, 2x on hotels booked directly with the hotel, 2x on restaurants.
No — the Southwest® Rapid Rewards® Performance Business Credit Card does not include airport lounge access.
No — the Southwest® Rapid Rewards® Performance Business Credit Card has no foreign transaction fee, so it's a good card to use abroad.
80,000 points after $5,000 spend in first 3 months (offer cycles). Welcome offers change frequently — confirm the current one on the issuer's page before applying.