Loading cards…
Chase · credit
Last updated
Typically needs good credit (guideline, not a guarantee)
Is the Southwest Plus worth keeping when the fee hits? →
Welcome offer — 80,000 points after $1,000 spend in 3 months (offer cycles) Inferred by source
Portal caveat — Chase Travel averages ~5.94% above booking direct; portal redemptions are worth less than the headline rate.
Apply on Chase's siteOfficial issuer page (not an affiliate link yet) · how we earn
Personalize this for you → add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 2× | Southwest purchases Verified by source |
|---|---|
| 2× | Gas & groceries (first $5,000/yr combined) Verified by source |
| 1× | Everything else Verified by source |
| Anniversary bonus points (3,000 pts) | $40/yr · annual Verified by source |
|---|
No lounge access.
| Rental car CDW | Auto rental collision damage waiver (secondary) Verified by source |
|---|---|
| Baggage | Baggage delay + lost luggage reimbursement Verified by source |
| Travel accident | Travel accident insurance up to $500,000 Verified by source |
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Southwest Rapid Rewards® Plus Credit Card has a $99 annual fee.
Using its non-spend-gated credits fully, the Southwest Rapid Rewards® Plus Credit Card returns about $40 in value against its $99 annual fee — a net of −$59 per year. It only makes sense if you value its perks beyond the listed credits.
The Southwest Rapid Rewards® Plus Credit Card earns 2x on southwest purchases, 2x on gas & groceries (first $5,000/yr combined), 1x on everything else.
No — the Southwest Rapid Rewards® Plus Credit Card does not include airport lounge access.
No — the Southwest Rapid Rewards® Plus Credit Card has no foreign transaction fee, so it's a good card to use abroad.
80,000 points after $1,000 spend in 3 months (offer cycles). Welcome offers change frequently — confirm the current one on the issuer's page before applying.