Loading cards…
Chase · credit
Last updated
Typically needs good credit (guideline, not a guarantee)
Is the United Business worth keeping when the fee hits? →
Welcome offer — Offer varies — typically 75,000 miles after $5,000 spend in 3 months Estimated by source
Portal caveat — Chase Travel averages ~5.94% above booking direct; portal redemptions are worth less than the headline rate.
Apply on Chase's siteOfficial issuer page (not an affiliate link yet) · how we earn
Personalize this for you → add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 2× | United purchases Inferred by source |
|---|---|
| 2× | Transit, gas, office supplies & dining Inferred by source |
| 1× | Everything else Inferred by source |
| United TravelBank credit | $200/yr · annual Inferred by source |
|---|
No lounge access.
| Free first checked bag | For you and a companion on United-operated flights Inferred by source |
|---|---|
| 2 United Club day passes / year | Day passes — not ongoing United Club membership Inferred by source |
| Rental car CDW | Primary auto rental coverage (business use) Inferred by source |
|---|---|
| Baggage | Baggage delay protection Inferred by source |
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The United℠ Business Card has a $150 annual fee.
Using its non-spend-gated credits fully, the United℠ Business Card returns about $200 in value against its $150 annual fee — a net of +$50 per year. It can pay for itself if you actually use the credits.
The United℠ Business Card earns 2x on united purchases, 2x on transit, gas, office supplies & dining, 1x on everything else.
No — the United℠ Business Card does not include airport lounge access.
No — the United℠ Business Card has no foreign transaction fee, so it's a good card to use abroad.
Offer varies — typically 75,000 miles after $5,000 spend in 3 months. Welcome offers change frequently — confirm the current one on the issuer's page before applying.