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U.S. Bank · credit
Last updated
Welcome offer — $200 bonus after $1,000 spend in 90 days Inferred by source
Apply on U.S. Bank's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
Personalize this for you add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 5× | Two chosen 5% categories — Up to $2,000 combined/quarter, then 1% Inferred by source |
|---|---|
| 2× | One chosen everyday category (gas, grocery or dining) Inferred by source |
| 1× | Everything else Inferred by source |
No lounge access.
Using U.S. Bank Cash+ at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $10 or 5% of each cash advance, whichever is greater Inferred by source |
|---|---|
| Cash advance APR | Around 30.49% variable APR (no grace period) Estimated by source |
| Foreign ATM | Cash advance plus the 3% foreign transaction fee — and the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The U.S. Bank Cash+® Visa Signature® Card has no annual fee.
The U.S. Bank Cash+® Visa Signature® Card earns 5% on two chosen categories (up to $2,000 combined/quarter), 2% on one everyday category, 1% else.
No — the U.S. Bank Cash+® Visa Signature® Card does not include airport lounge access.
Yes — the U.S. Bank Cash+® Visa Signature® Card charges a 3% foreign transaction fee.
$200 bonus after $1,000 spend in 90 days. Welcome offers change frequently — confirm the current one on the issuer's page before applying.