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Barclays · credit
Last updated
Welcome offer — 30,000 bonus points after $1,000 spend in first 90 days Verified by source
Apply on Barclays's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
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What this card delivers across six value dimensions (0–100, normalized).
| 5× | Hotels by Wyndham Verified by source |
|---|---|
| 5× | Gas (qualifying purchases) Verified by source |
| 2× | Dining Verified by source |
| 2× | Grocery stores (excl. Target & Walmart) Verified by source |
| 1× | All other purchases Verified by source |
| 7,500 anniversary bonus points | $75/yr · annual · at $15,000 spend Verified by source |
|---|
No lounge access.
| Automatic Wyndham Rewards Gold status | Complimentary Gold tier: free Wi-Fi, preferred room selection, late checkout Verified by source |
|---|---|
| 10% fewer points on award nights | Go Fast / award redemptions cost cardmembers 10% fewer points Verified by source |
Using Wyndham Earner at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $10 or 5% of the amount of each cash advance, whichever is greater Verified by source |
|---|---|
| Cash advance APR | 29.99% variable (Prime plus 21.99%, capped at 29.99%); no grace period Inferred by source |
| Foreign ATM | Cash advance with no foreign transaction fee — but the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Wyndham Rewards Earner® Card has no annual fee.
The Wyndham Rewards Earner® Card earns 5x on hotels by wyndham, 5x on gas (qualifying purchases), 2x on dining.
No — the Wyndham Rewards Earner® Card does not include airport lounge access.
No — the Wyndham Rewards Earner® Card has no foreign transaction fee, so it's a good card to use abroad.
30,000 bonus points after $1,000 spend in first 90 days. Welcome offers change frequently — confirm the current one on the issuer's page before applying.