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Vendor-neutral by design — we never take issuer money for placement, and every fact carries a source and a freshness date. Perks and lounge access often carry conditions (enrollment, minimum spend, flight or status requirements); always confirm current terms with the issuer. Data last verified Aug 3, 2026 · see what's current.

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WF Active Cash vs WF Autograph
Points & Miles

Points & Miles — WF Active Cash vs WF Autograph

Earn rates by spend category

WF Active Cash

2× Every purchase ✓Verified by source

WF Autograph

3× Restaurants, travel, gas, transit, streaming & phone plans ≈Inferred by source

1× Everything else ≈Inferred by source