Protections — Amex Business Gold vs Marriott Bonvoy Brilliant
Trip, baggage, rental car, purchase, and cell-phone coverage
Amex Business Gold
rental cdw — Secondary, up to $50,000; max 30 consecutive days; no liability coverage for third-party injury or property damage ≈Inferred by source
baggage — Carry-on up to $1,250/person; checked up to $500/person; $250 sub-limit for high-risk items (jewelry, electronics, cameras) ≈Inferred by source
purchase protection — Up to $1,000/covered purchase against theft or accidental damage for 90 days from purchase; up to $50,000/year per card member account ≈Inferred by source
extended warranty — Adds up to 1 year to original manufacturer's warranty of 5 years or less; up to $10,000/item, $50,000/year ≈Inferred by source
trip delay — Up to $300/claim after 12+ hours delay; max 2 claims per 12-month period; covers meals, lodging, toiletries, medication ≈Inferred by source