Skip to content

HopPerksHop into the right card.

My Wallet

Full profile & analysis

Loading comparison…

Hop into the right card.

Cards Best for spend Lounges Transfers Which card to use About Guides Contact How we know this Data freshness Affiliate disclosure Privacy Terms Accessibility

Vendor-neutral by design — we never take issuer money for placement, and every fact carries a source and a freshness date. Perks and lounge access often carry conditions (enrollment, minimum spend, flight or status requirements); always confirm current terms with the issuer. Data last verified Aug 3, 2026 · see what's current.

© 2026 HopPerks. Card names and trademarks belong to their respective owners; HopPerks is not affiliated with or endorsed by any issuer.

Home
Amex Cobalt vs Hilton Aspire
Protections

Protections — Amex Cobalt vs Hilton Aspire

Trip, baggage, rental car, purchase, and cell-phone coverage

Amex Cobalt

cell phone — Mobile device insurance (up to $1,000) ≈Inferred by source

Hilton Aspire

rental cdw — Secondary theft/damage coverage ≈Inferred by source

trip delay — Up to $500/trip (>6 hrs) ≈Inferred by source

baggage — Checked $2,000 / carry-on $3,000 per person ≈Inferred by source