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United Gateway vs Sapphire Reserve
Points & Miles

Points & Miles — United Gateway vs Sapphire Reserve

Earn rates by spend category

United Gateway

2× United purchases ≈Inferred by source

2× Gas stations ≈Inferred by source

2× Local transit & commuting (incl. rideshare) ≈Inferred by source

1× Everything else ≈Inferred by source

Sapphire Reserve

8× Chase Travel (flights, hotels, rentals) ✓Verified by source

4× Flights booked direct ✓Verified by source

4× Hotels booked direct ✓Verified by source

3× Dining worldwide ✓Verified by source

1× Everything else ✓Verified by source