Protections — Venture X vs Amex Gold

rental cdw — Up to $75,000 (primary) ≈Inferred by source

trip cancellation — Up to $2,000/person (nonrefundable common-carrier tickets) ≈Inferred by source

trip delay — Up to $500/passenger (>6 hours or overnight) ≈Inferred by source

baggage — Up to $3,000/passenger lost/damaged ≈Inferred by source

travel accident — Up to $1,000,000 ≈Inferred by source

purchase protection — Up to $10,000/claim, $50,000/year; damage or theft of eligible new purchases within 90 days of purchase ✓Verified by source

extended warranty — Extends eligible manufacturer warranties of 3 years or less by 1 additional year; max $10,000/claim, $50,000/account/year ✓Verified by source

cell phone — Up to $800/claim (max 2 claims, $1,600/12-month period) for damage, theft, or loss; $50 deductible; monthly bill must be paid with card ✓Verified by source

return protection — Up to $300/item, $1,000/year when retailers refuse returns within 90 days ✓Verified by source

rental cdw — Secondary, up to $50,000 ≈Inferred by source

baggage — Baggage insurance up to $1,250 carry-on / $500 checked ≈Inferred by source

purchase protection — Up to $10,000 per covered purchase, $50,000/calendar year; accidental damage and theft for 90 days from purchase ✓Verified by source

extended warranty — Adds up to 1 year to original manufacturer's warranty of 5 years or less; up to $10,000/covered purchase, $50,000/year ✓Verified by source

trip delay — Up to $300/covered trip when round-trip delayed more than 12 hours; covers meals and lodging; max 2 claims per 12-month period ✓Verified by source