Is the CIBC Aventura Visa Infinite worth keeping?
Renewal verdict for the CIBC Aventura® Visa Infinite* Card — ongoing value only (a one-time welcome bonus doesn't justify year two).
Last updated
Credits cover CA$114 of the CA$139 fee — the rest rides on how you use it.
- Annual fee
- CA$139 Inferred by source
- Credits you'd realistically use
- CA$114
Why
- Statement credits you’d realistically use (~CA$114) don’t fully cover the CA$139 fee on their own.
- Whether it’s worth keeping comes down to the value you get from its lounge access — count only what you’ll actually use.
Before you cancel
- Call the issuer and ask for a retention offer — a statement credit or bonus points to keep the card another year.
- Ask whether you can product-change to a no-annual-fee card in the same family — it keeps your account age and avoids a new hard pull.
- Run your real spend through the Find-a-card tool to see what the CIBC Aventura Visa Infinite actually returns for you.
Rank cards on your real spend·Browse alternatives
Frequently asked
Is the CIBC Aventura Visa Infinite worth keeping?
Depends on how you use it. Credits cover CA$114 of the CA$139 fee — the rest rides on how you use it.
What can I do before cancelling the CIBC Aventura Visa Infinite?
Call the issuer and ask for a retention offer — a statement credit or bonus points to keep the card another year. Ask whether you can product-change to a no-annual-fee card in the same family — it keeps your account age and avoids a new hard pull. Run your real spend through the Find-a-card tool to see what the CIBC Aventura Visa Infinite actually returns for you.
Does cancelling the CIBC Aventura Visa Infinite hurt my credit?
Closing a card can lower your average account age and your total available credit, which may dip your score temporarily. Product-changing to a no-annual-fee card in the same family usually avoids that — you keep the account history.