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Wells Fargo · credit
Last updated
Welcome offer — Offer varies — typically $100 after $500 spend in 3 months Estimated by source
Apply on Wells Fargo's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
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What this card delivers across six value dimensions (0–100, normalized).
| 4× | Fitness, wellness & self-care Inferred by source |
|---|---|
| 4× | Recreation, sports & entertainment (live shows, sporting events) Inferred by source |
| 4× | Pet supplies, boarding & grooming; gardening & floral Inferred by source |
| 4× | Public transit, EV charging & select thrift stores Inferred by source |
| 1× | Everything else Inferred by source |
No lounge access.
| Cell phone protection | Up to $600/claim ($25 deductible) when you pay your phone bill with the card Inferred by source |
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| Rental car CDW | Auto rental collision damage waiver Inferred by source |
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Using WF Attune at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $10 or 5% of each cash advance, whichever is greater Inferred by source |
|---|---|
| Cash advance APR | Up to 29.99% variable APR (no grace period) Estimated by source |
| Foreign ATM | Cash advance plus the 3% foreign transaction fee — and the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Wells Fargo Attune® Card has no annual fee.
The Wells Fargo Attune® Card earns Redeem as cash, statement credit, gift cards, travel or charitable donation.
No — the Wells Fargo Attune® Card does not include airport lounge access.
Yes — the Wells Fargo Attune® Card charges a 3% foreign transaction fee.
Offer varies — typically $100 after $500 spend in 3 months. Welcome offers change frequently — confirm the current one on the issuer's page before applying.