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Chase · credit
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Is the Disney Premier Visa worth keeping when the fee hits?
Welcome offer — $400 Disney Rewards statement credit after $1,000 spend in 3 months (offer varies) Inferred by source
Apply on Chase's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
Personalize this for you add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 5× | Disney+, Hulu & ESPN+ Verified by source |
|---|---|
| 2× | Restaurants Verified by source |
| 2× | Gas Verified by source |
| 2× | Groceries & select Disney locations Verified by source |
| 1× | Everything else Verified by source |
No lounge access.
Using Disney Premier Visa at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $10 or 5% of each transaction, whichever is greater Inferred by source |
|---|---|
| Cash advance APR | 29.99% variable Inferred by source |
| Foreign ATM | Cash advance plus the 3% foreign transaction fee — and the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Disney® Premier Visa® Card has a $49 annual fee.
Using its non-spend-gated credits fully, the Disney® Premier Visa® Card returns about $0 in value against its $49 annual fee — a net of −$49 per year. It only makes sense if you value its perks beyond the listed credits.
The Disney® Premier Visa® Card earns Disney Rewards Dollars: 5% Disney+/Hulu/ESPN+, 2% dining/gas/groceries, 1% else.
No — the Disney® Premier Visa® Card does not include airport lounge access.
Yes — the Disney® Premier Visa® Card charges a 3% foreign transaction fee.
$400 Disney Rewards statement credit after $1,000 spend in 3 months (offer varies). Welcome offers change frequently — confirm the current one on the issuer's page before applying.