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Barclays · credit
Last updated
Is the Wyndham Earner+ worth keeping when the fee hits?
Welcome offer — Up to 75,000 bonus points (offer cycles) Inferred by source
Apply on Barclays's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
Personalize this for you add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 6× | Hotels by Wyndham Verified by source |
|---|---|
| 6× | Gas Verified by source |
| 4× | Dining Verified by source |
| 4× | Groceries (excl. Target/Walmart) Verified by source |
| 1× | Everything else Verified by source |
| Anniversary bonus points (~7,500 pts) | $75/yr · annual Inferred by source |
|---|
No lounge access.
| Wyndham Platinum status | Automatic elite status: 15% points bonus, late checkout, early check-in, welcome amenity Verified by source |
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Using Wyndham Earner+ at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $10 or 5% of the amount of each cash advance, whichever is greater Verified by source |
|---|---|
| Cash advance APR | 29.99% variable (Prime plus 21.99%, capped at 29.99%); no grace period Inferred by source |
| Foreign ATM | Cash advance with no foreign transaction fee — but the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Wyndham Rewards Earner+ Card has a $75 annual fee.
Using its non-spend-gated credits fully, the Wyndham Rewards Earner+ Card returns about $75 in value against its $75 annual fee — a net of +$0 per year. It can pay for itself if you actually use the credits.
The Wyndham Rewards Earner+ Card earns 6x on hotels by wyndham, 6x on gas, 4x on dining.
No — the Wyndham Rewards Earner+ Card does not include airport lounge access.
No — the Wyndham Rewards Earner+ Card has no foreign transaction fee, so it's a good card to use abroad.
Up to 75,000 bonus points (offer cycles). Welcome offers change frequently — confirm the current one on the issuer's page before applying.