Protections — Venture X vs Sapphire Preferred

rental cdw — Up to $75,000 (primary) ≈Inferred by source

trip cancellation — Up to $2,000/person (nonrefundable common-carrier tickets) ≈Inferred by source

trip delay — Up to $500/passenger (>6 hours or overnight) ≈Inferred by source

baggage — Up to $3,000/passenger lost/damaged ≈Inferred by source

travel accident — Up to $1,000,000 ≈Inferred by source

purchase protection — Up to $10,000/claim, $50,000/year; damage or theft of eligible new purchases within 90 days of purchase ✓Verified by source

extended warranty — Extends eligible manufacturer warranties of 3 years or less by 1 additional year; max $10,000/claim, $50,000/account/year ✓Verified by source

cell phone — Up to $800/claim (max 2 claims, $1,600/12-month period) for damage, theft, or loss; $50 deductible; monthly bill must be paid with card ✓Verified by source

return protection — Up to $300/item, $1,000/year when retailers refuse returns within 90 days ✓Verified by source

rental cdw — Primary, up to $60,000 ≈Inferred by source

trip cancellation — Up to $10,000/person ≈Inferred by source

trip delay — Up to $500/ticket (>12 hrs) ≈Inferred by source

baggage — Up to $3,000/passenger ≈Inferred by source

emergency evacuation — Up to $100,000 (100+ miles from home) ≈Inferred by source

travel accident — Up to $500,000 accidental death and dismemberment on common carriers ✓Verified by source

purchase protection — Up to $500/item against damage or theft for 120 days from purchase (90 days for NY residents); up to $20,000/account ✓Verified by source

extended warranty — Extends manufacturer's US warranty by 1 additional year on eligible warranties of 3 years or less (up to 4 years total); up to $10,000/item, $50,000/account ✓Verified by source