Protections — Venture X vs Capital One Savor

rental cdw — Up to $75,000 (primary) ≈Inferred by source

trip cancellation — Up to $2,000/person (nonrefundable common-carrier tickets) ≈Inferred by source

trip delay — Up to $500/passenger (>6 hours or overnight) ≈Inferred by source

baggage — Up to $3,000/passenger lost/damaged ≈Inferred by source

travel accident — Up to $1,000,000 ≈Inferred by source

purchase protection — Up to $10,000/claim, $50,000/year; damage or theft of eligible new purchases within 90 days of purchase ✓Verified by source

extended warranty — Extends eligible manufacturer warranties of 3 years or less by 1 additional year; max $10,000/claim, $50,000/account/year ✓Verified by source

cell phone — Up to $800/claim (max 2 claims, $1,600/12-month period) for damage, theft, or loss; $50 deductible; monthly bill must be paid with card ✓Verified by source

return protection — Up to $300/item, $1,000/year when retailers refuse returns within 90 days ✓Verified by source

rental cdw — Secondary in US (covers deductible and loss-of-use charges), primary abroad; up to $75,000 max ≈Inferred by source

trip cancellation — Up to $1,500/person per trip for non-refundable tickets; covered reasons include death/injury of cardholder/family or financial default of carrier ≈Inferred by source

baggage — Lost luggage up to $3,000/covered person per trip; delayed baggage $100/day up to $300 (3 days) after 4-hour delay ≈Inferred by source

travel accident — Up to $1,000,000 for accidental loss of life, limb, sight, speech, or hearing while traveling on a common carrier ≈Inferred by source

extended warranty — Doubles original manufacturer's warranty up to max 24 additional months; up to $10,000/item ≈Inferred by source