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HopPerks

Is the Blue Cash Everyday worth keeping?

Renewal verdict for the Blue Cash Everyday® Card from American Express — ongoing value only (a one-time welcome bonus doesn't justify year two).

Last updated

Keep it

No annual fee — there is nothing to earn back. Keep it.

Annual fee
None Inferred by source
Credits you'd realistically use
$0

Why

  • With no annual fee, holding the card costs you nothing and keeping it open helps your credit history (account age + available credit).

Keep in mind

  • Keep it open and use it occasionally so the issuer doesn’t close it for inactivity.

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Frequently asked

Is the Blue Cash Everyday worth keeping?

Keep it. No annual fee — there is nothing to earn back. Keep it.

What can I do before cancelling the Blue Cash Everyday?

Keep it open and use it occasionally so the issuer doesn’t close it for inactivity.

Does cancelling the Blue Cash Everyday hurt my credit?

Closing a card can lower your average account age and your total available credit, which may dip your score temporarily. Product-changing to a no-annual-fee card in the same family usually avoids that — you keep the account history.