Loading cards…
Citi · credit
Last updated
Typically needs good credit (guideline, not a guarantee)
Is the CitiBusiness AAdvantage worth keeping when the fee hits? →
Welcome offer — Offer varies — typically 75,000 miles after a spend threshold in 4 months Estimated by source
Portal caveat — Citi Travel averages ~14.59% above booking direct; portal redemptions are worth less than the headline rate.
Apply on Citi's siteOfficial issuer page (not an affiliate link yet) · how we earn
Personalize this for you → add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 2× | American Airlines purchases, restaurants & gas Inferred by source |
|---|---|
| 1× | Everything else Inferred by source |
| American Airlines flight credit | $125/yr · annual · at $20,000 spend Inferred by source |
|---|
No lounge access.
| Free first checked bag | For you and up to 4 companions on AA domestic itineraries Inferred by source |
|---|---|
| Preferred boarding | On American Airlines flights Inferred by source |
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® has a $99 annual fee.
Using its non-spend-gated credits fully, the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® returns about $0 in value against its $99 annual fee — a net of −$99 per year. It only makes sense if you value its perks beyond the listed credits.
The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® earns 2x on american airlines purchases, restaurants & gas, 1x on everything else.
No — the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® does not include airport lounge access.
No — the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® has no foreign transaction fee, so it's a good card to use abroad.
Offer varies — typically 75,000 miles after a spend threshold in 4 months. Welcome offers change frequently — confirm the current one on the issuer's page before applying.