Best cards for Transit & rideshare

Public transit, rideshare, tolls and commuting.

Last updated Jun 18, 2026

1. 1CICiti
   Citi Custom Cash

   5% backchoose-your-category

   if you select transit & rideshare · Up to $500/billing cycle, then 1%

   5.0%value back ⓘ
   Apply
2. 2WFWells Fargo
   WF Attune

   4% backcategory bonus

   4.0%value back ⓘ
   Apply
3. 3CHChase
   World of Hyatt

   2× points · at 1.7¢/ptcategory bonus

   3.4%value back ⓘ
   Apply
4. 4AEAmerican Express
   Amex Green

   3× points · at 1.0¢/ptcategory bonus

   3.0%value back ⓘ
   Apply
5. 5WFWells Fargo
   WF Autograph

   3× points · at 1.0¢/ptcategory bonus

   3.0%value back ⓘ
   Apply
6. 6BABank of America
   BofA Customized Cash

   3% backchoose-your-category

   if you select transit & rideshare · Combined with grocery/wholesale up to $2,500/quarter, then 1%

   3.0%value back ⓘ
   Apply
7. 7AEAmerican Express
   Amex Blue Cash Preferred

   3% backcategory bonus

   3.0%value back ⓘ
   Apply
8. 8NFNavy Federal
   Navy Fed More Rewards

   3× points · at 1.0¢/ptcategory bonus

   3.0%value back ⓘ
   Apply
9. 9RORobinhood
   Robinhood Gold

   3× points · at 1.0¢/pt

   3.0%value back ⓘ
   Apply
10. 10BABank of America
    Atmos Ascent Visa

    2× miles · at 1.4¢/ptcategory bonus

    2.8%value back ⓘ
    Apply
11. 11CHChase
    United Club Infinite

    2× miles · at 1.3¢/pt

    2.6%value back ⓘ
    Apply
12. 12CHChase
    Southwest Priority

    2× points · at 1.3¢/ptcategory bonus

    2.6%value back ⓘ
    Apply

“Value back” = earn rate × the card's baseline point value (cpp) — a conservative, like-for-like estimate. Transferable points (Amex, Chase, Capital One) are often worth more than baseline. Category bonuses may be capped; see each card. All categories

How these numbers are calculated, and where every fact comes from: How we know this.